For expats who have just settled in Australia and are still trying to get used to the new country, healthcare is a facility that is not widely available but equally essential. Understanding the healthcare structure of a new country is already difficult and pretty expensive especially if they have already spent huge amounts in shifting and are going through a financial crunch. This article will prove to be the guiding light for such people as it explores some of the cheapest health insurance options for expats in Australia for the year 2024. So, without beating around the bush, let’s dive into the list of affordable health insurance options curated by us for expats so that they can have a healthy life despite their constant hustle.
Bupa Health Insurance
Bupa can easily be crowned as one of Australia’s largest insurers. It offers a wide range of plans that may suit the best for expats. One such plan is the Overseas Students Health Cover offered by the company, the minimum cost being $57.64 per month. It also provides Overseas Visitors Health Insurance for those who are visiting Australia for work or vacation, a medium level hospital coverage with a $250 excess being available at hospital admissions, making it one of the cheapest health insurance options for expats in Australia for the year 2024.
Medibank Health Insurance
Medibank is another insurer that offers some of the best ranges of comprehensive health insurance options, especially for expats. It offers various plans for youngsters who newly moved to Australia for studies with its Overseas Students Health Cover, the minimum cost being $54.35 per month for singles, $404.70 for couples and single parents, and $930.25 for families. A contribution of $70 per prescription medication, the annual limit being $500, is provided as well.
The Overseas Visitors Starter Hospital and Medical cover offers a 100% pay of the MBS fee and includes 26 common clinical categories of treatment in hospitals that can be covered, the minimum cost per month being $53.55 per month for singles, $107.10 for couples, and $194.75 for families, making it another one of the best cheapest health insurance options for expats in Australia for the year 2024.
Allianz Care
Allianz Care Australia provides a number of international health insurance, especially for expats. It offers insurance plans like Budget Working Cover starting at $66.40 per month which is one of the most affordable in-hospital covers, Standard Working Cover starting from $113.85 per month providing both in and out-hospital coverage, Mid Working Cover starting at $183.75 per month covering extras like optical and dental, Top Working Cover starting at $345.10 per month with major extras coverage like physio, Budget Visitors Cover starting at $148.70 per month, International Family Health Insurance starting at $610 per person, making it another one of the cheapest health insurance options for expats in Australia for the year 2024.
NIB Health Insurance
NIB offers affordable options for expats in health insurance some of them include the Overseas Students Health Cover starts from $711.11 per year for singles and offers facilities like an emergency ambulance, hospital, prescription medications, and more, the Budget Visit Cover starting from $45.02 per week for families, the Standard Visit Cover starting from $76 per week, and the Standard Visit Cover with Extras starting from $105.74 per week, covering those who are visiting Australia for temporary reasons making it another one of the cheapest health insurance options for expats in Australia for the year 2024.
AHM Health Insurance
AHM Health Insurance is a nonprofit organization that focuses on member benefits and provides facilities like easy coverage and digital-first services offering affordable options for expats like the Overseas Students Health Cover starts from $601.30 per year that offers medical cover, hospital coverage, and prescription medications up to $50 per item, providing students who are visiting Australia with better study opportunities, making it another one of the cheapest health insurance options for expats in Australia for the year 2024.
CBHS Health Insurance
CBHS offers a wide range of affordable options for workers, students, and visitors who plan to visit or are already in Australia, ensuring their safe and healthy stay in the country like the Overseas Students Health Cover, starting from $48.60 per month that offers accident and medical coverage for students who are visiting Australia on a 500-student visa along with the Overseas Visitors Health Cover for Workers, starting from $59.97 per month that offers accident and medical coverage and is also a necessary requirement for many visa applications for work, making it another one of the cheapest health insurance options for expats in Australia for the year 2024.
Conclusion
Apart from the cheapest health insurance options for expats in Australia for the year 2024 provided in this article, there might be many more insurers who offer affordable options in health insurance for expats. Before selecting your insurer, you must compare the plans offered by other insurers in order to make an informed decision. The prices provided in this article may vary from the quotes you receive from the company depending on the age, health status, and plans you might be opting for. For more accurate information about the prices and the benefits of the plans, those who are interested may visit the official websites of the insurance providers. You must also ensure they meet the eligibility criteria, if any, specified by the providers.
